Each weekly refresh cross-checks APYs against the issuing banks' and credit unions' own rate pages, plus major independent rate publishers (currently: WSJ Buyside, Bankrate, and Motley Fool rate tables). When sources disagree, we publish the figure from the most recently dated source and note the conflict.
Weekly table refreshImmediate re-check on Fed meeting days
Tables are re-verified every week. On Federal Reserve meeting days we re-check the following morning, since banks typically adjust yields within days of a Fed move.
Some institutions advertise a top APY that only applies under conditions (balance caps, direct deposits, promotional windows). We always print the condition next to the rate — a rate without its catch is marketing, not information.
We don't rank by who pays us: ratee currently earns no commissions from any listed institution. We don't publish "teaser" rates that require products you didn't ask for. And we never present a single bank's marketing page as an independent comparison.
Current verification date across all tables: September 30, 2026.